What can I use business finance
for?
Business finance is available for any business purpose. It
is not available for personal finance requirements.
What is the minimum I can borrow?
$50,000
What is the maximum amount I can borrow?
No limit, the amount will depend on the value of your project
security.
What are the minimum & maximum terms I can
borrow for?
1 month minimum, 12 months maximum.
What can you provide business finance for?
Large residential development, investment loans, commercial
projects such as airports, solar, hydro and nuclear power
stations, marinas, gold field development, oil and coal
field development, machinery finance, farm and earthmoving
equipment finance, commercial finance, share portfolio loans,
start up finance, vehicle finance, land development, equipment
finance, and more.
What security is needed?
Security must be property. It can be infrastructure, mines,
high rises - anything is considered as long as it is property.
What are your interest rates?
Interest rate is fixed for the period of the loan and is
generally lower than the bank rates. (Each loan is priced
according to risk.)
For what time period is business finance available?
Loan terms 1 to 25 years. (You can have 2 years interest
capitalised with the option to roll for a further two years,
or you can take 25 year standard loan terms).
Do you provide business finance for international
projects?
Yes, funding is global, however politically unstable zones
are excluded from our services.
What is the LVR for this type of finance?
Finance can be up to 100% of the value or cost.
Are pre-sales required for development loans?
No pre-sales required but experience in development is required.
Finance for purchase or refinance of established property
is available as well.
